HomeTerms of Use

Terms of Use

This agreement (“Agreement”) governs the use of the Certified Mortgage Planners website. It should be read carefully before accessing or using this website.

By accessing or using this website, you agree to be bound by this Agreement, all applicable laws and regulation and the Terms of Use. You also agree that you are responsible for compliance with any applicable local laws. If you do not consent, please do not utilize this website or the materials contained therein. Certified Mortgage Planners provides the information and services on this website to you, the user, conditioned on your acceptance without modification of the terms, conditions and notices contained herein. Your use of this website constitutes your agreement to all such terms, conditions and notices.

This website is for general informational purposes. It is not a substitute for actual legal, investment or professional advice from a licensed competent individual in their field of expertise. The information and services offered on this website are provided with the understanding that Certified Mortgage Planners is not engaged in rendering legal or other professional services or advice. Your use of this website is subject to the additional disclaimers and caveats that may appear throughout this website.

Certified Mortgage Planners and its agents assume no responsibility for any consequences relating directly or indirectly to any action or inaction that you take based on the information, services or other material on this website. Certified Mortgage Planners always strives to provide accurate information on this website. Certified Mortgage Planners does not guarantee that all of the information contained therein is the most recent information available, nor do we guarantee that all opinions expressed or implied are accurate or reliable. Certified Mortgage Planners may make changes to the materials contained on this website at any time without notice. The law and the application of the borrower’s situation are unique to every situation and your situation needs to be individually analyzed. Certified Mortgage Planners and its suppliers cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness or timeliness of the information presented or its application in your situation.

PERSONAL AND NONCOMMERCIAL USE LIMITATION

You may access, download and print materials on this website for your personal and non-commercial use. Use the information to obtain the right loan and the best terms for your particular situation from your preferred provider.

PROPRIETARY RIGHTS

All materials on this website, as well as visual appearance, content structure, layout and structure are owned and/or licensed by Certified Mortgage Planners. No unauthorized reproduction, distribution, or transmission of the materials at this website is permitted without the written permission of Certified Mortgage Planners. All rights reserved.

CHANGES TO AGREEMENT

Certified Mortgage Planners may modify this Agreement at any time, and such modifications shall be effective immediately upon posting of the modified Agreement. Accordingly, you agree to review the Agreement periodically, and your continued access or use of this website shall be deemed your acceptance of the modified Agreement.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of this website, you warrant to Certified Mortgage Planners that you will not use this website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. If you violate any of these terms, your permission to use this website automatically terminates.
You are not authorized to modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, use on any other website, transfer or sell any information, software, lists of users, databases or other lists, products or services obtained from this website. If and when requested by Certified Mortgage Planners, you agree to refrain from accessing or attempting to access password protected, secure or non-public areas of this website. Unauthorized individuals attempting to access prohibited areas of this website will be held accountable and may be subject to prosecution as determined by appropriate law enforcement entities.

NO MINOR USE

This website is applicable to and should only be used by persons 18 years of age or older. Access and use of this website by persons under the age of 18 is prohibited.

LINKS TO THIRD PARTY SITES

During your use of this website or at any time in the process, you may be led to other websites operated by unaffiliated parties. Certified Mortgage Planners has not reviewed all of the websites linked to its Internet website and is not responsible for the contents of any such linked website. Inclusion of hyperlinks by Certified Mortgage Planners to websites does not imply any endorsement of the material on such websites or any associated with their operators, and you access and use such websites, including information, material, products and services therein, solely at your own risk. Certified Mortgage Planners is not responsible for the quality or results or any product or service provided by these companies. As with all websites and all services, you should review their products and services carefully. Never give private information to any party or website or person that you have not completely investigated and established credibility. Certified Mortgage Planners is not responsible for the use of the information that you give any third parties.

LIABILITY DISCLAIMER

You use this website at your own risk. If you use this website or materials therein, and it results in costs accrued, damages to you, your computer, your property, requires maintenance, requires software downloads, the need for servicing or replacing property, equipment or data, Certified Mortgage Planners will not be responsible for those costs.

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS WEBSITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. CERTIFIED MORTGAGE PLANNERS, IT’S AFFILIATES AND /OR ITS RESPECTIVE SUPPLIERS MAY WITHOUT PRIOR NOTICE MAKE IMPROVEMENTS AND/OR CHANGES IN THIS WEBSITE INCLUDING BUT NOT LIMITED TO THE INFORMATION, SERVICES, PRODUCTS OR OTHER MATERIAL AT ANY TIME. ALL INFORMATION, PRODUCTS, AND SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. CERTIFIED MORTGAGE PLANNERS MAKES NO WARRANTIES, EXPRESSED OR IMPLIED, AND HEREBY DISCLAIMS AND NEGATES ALL OTHER WARRANTIES, INCLUDING WITHOUT LIMITATION, IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR OTHER VIOLATION OF RIGHTS. IN NO EVENT SHALL CERTIFIED MORTGAGE PLANNERS, ITS AFFILIATES AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEBSITE OR WITH THE DELAY OR INABILITY TO USE THIS WEBSITE, OR FOR ANY INFORMATION, PRODUCTS, MATERIAL AND/OR SERVICES OBTAINED THROUGH THIS WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEBSITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF CERTIFIED MORTGAGE PLANNERS, ITS AFFILIATES OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. DUE TO THE FACT THAT SOME STATES AND JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

USE WITHIN THE UNITED STATES

This website is intended to be accessed by persons located within the United States of America. Access and use of this website by persons from locations other than the United States is prohibited.

MISCELLANEOUS

This Agreement and the resolution of any dispute related to this Agreement or this website shall be governed by and construed in accordance with the laws of Florida without giving effect to any principles of conflicts of law. Failure by Certified Mortgage Planners to insist upon strict enforcement of any provision of this Agreement shall not be construed as a waiver of any provision of right. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this website or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred. Any legal action or proceeding between Certified Mortgage Planners and you related to this Agreement shall be brought exclusively in the U.S. District Court, Florida.
The materials contained in this website are protected by applicable copyright and trademark law. You agree not to display or use in any manner the materials contained on this web site without the prior written permission of Certified Mortgage Planners.

INDEMNIFICATION

You agree to indemnify, defend and hold harmless Certified Mortgage Planners, its affiliates and suppliers from any liability, loss, claim and expense (including attorney’s reasonable fees) related to your violation of this Agreement.