Loan Programs

I am a certified mortgage broker, which means we have the ability to shop numerous lenders and a large variety of loan programs to find the best options and lowest rates for you. Direct lenders can only offer a few “vanilla” programs.

  • 3% down first time homebuyer, 5% down condo loans
  • Lender paid mortgage insurance (no PMI options to 97% loan to value!)
  • 15% down investment properties
  • Hard money loans

Less than perfect credit? We can offer loans to those with scores down to 500! And if you have had a recent bankruptcy, short sale or foreclosure, we have lenders that will finance right away for you!

From 100% financing from hard money loans, we have a solution for you.

  • FHA with as little as 3.5% down
  • Conventional purchase loans with as little as 3% down –First Time Homebuyer program
  • USDA loans 100% financing
  • VA Loans 100% financing
  • Cash out refinances
  • Bank statement programs for those with difficult to prove income or self-employed
  • Debt consolidation loans
  • Programs for those with damaged credit, down to 500 credit score
  • Investment purchase loans
  • Private money loans available

Contact Me Today!

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